Welcome and thank you for your interest in SJI Financial Services. For more than 20 years we have been providing customized financial solutions for our clients. We have a broad array of clients but we also have particular experience with the education and public service industries. We currently manage over $100,000,000 in client assets.

SJI Financial will help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  This website provides you with a wealth of information in the form of newsletter articles, calculators, and research reports.

Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.  

Here at SJI Financial we work hard in providing clients with these tools:

  • A clear understanding of financial goals
  • A well-defined strategy for achieving those goals
  • Ongoing advice to help adjust strategy when change is needed
  • Explain how changing of financial conditions can affect financial goals
  • Make managing investments easier
  • Offering SJI WealthLink to show your whole financial picture

Feel free to browse our site to learn more about how we can help your future!  We hope to hear from you soon!




Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

More Calculators →

Deficit Trading: The Import/Export Imbalance

Some facts to help understand the issues behind the trade deficit headlines, and how China factors into the story.

HOT TOPIC: Automating the American Workforce

What current trends in workforce automation could mean for U.S. workers, industries, and the broader economy.

Comparing Your Retirement Plan Options

A look at some specific features of employer-sponsored retirement plans (401(k) plans, SEP IRAs, and SIMPLE IRAs).

Managing Risk with a Strong Foundation

How asset allocation and diversification can work together to help form a strong base for constructing a portfolio.

More Newsletters →