Welcome and thank you for your interest in SJI Financial Services. For more than 20 years we have been providing customized financial solutions for our clients. We have a broad array of clients but we also have particular experience with the education and public service industries. We currently manage over $100,000,000 in client assets.

SJI Financial will help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  This website provides you with a wealth of information in the form of newsletter articles, calculators, and research reports.

Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.  

Here at SJI Financial we work hard in providing clients with these tools:

  • A clear understanding of financial goals
  • A well-defined strategy for achieving those goals
  • Ongoing advice to help adjust strategy when change is needed
  • Explain how changing of financial conditions can affect financial goals
  • Make managing investments easier
  • Offering SJI WealthLink to show your whole financial picture

Feel free to browse our site to learn more about how we can help your future!  We hope to hear from you soon!




Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70½.

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

More Calculators →

When a Saver Marries a Spender, Every Penny Counts

Guidelines to help facilitate financial discussions between spouses who have different points of view on spending.

Do You Need Disability Insurance

An individual disability income policy could provide much-needed income in the event of an accident or illness.

Real Estate Markets on the Mend

The U.S. tax code favors real estate ownership, allowing for tax savings that might help families build wealth over the long term.

Surprise! It’s Retirement Time

Consider these tips to prepare for the possibility that you might retire earlier than planned.

More Newsletters →